Common Issues
payments
Customers Can't Pay on My Website
Customers are trying to buy something on your website and the payment isn't going through. Maybe they see an error, the page spins forever, or the payment button does nothing when clicked. Every minute this is broken, you're losing real money.
Payment problems are especially frustrating because there are so many possible causes — your payment provider (Stripe, PayPal, Square), your website code, your hosting, or even the customer's bank could all be the problem. And unlike other bugs, you often won't know about this one until customers complain or you notice sales have dropped to zero.
The good news is that most payment issues have straightforward fixes once you identify which part of the chain is broken.
Error Messages You Might See
Payment failed
Your card was declined
Unable to process payment
Payment method not supported
Checkout session expired
Stripe is not defined
Common Causes
- Using test API keys in production — Your app is still using Stripe or PayPal test/sandbox keys instead of live keys, so real payments silently fail
- API keys expired or revoked — Your payment provider credentials stopped working and need to be updated
- SSL certificate missing — Payment providers require HTTPS. If your SSL expired, payments will be blocked
- Payment form not loading — The payment widget (Stripe Elements, PayPal button) fails to load due to a JavaScript error
- Currency or region mismatch — Your Stripe account is set to one currency but your website is trying to charge in another
- 3D Secure failing — European customers need extra bank verification (3DS) and your app doesn't handle it
How to Fix It
- Test a payment yourself — Try to make a purchase on your own site to see exactly what error appears
- Check your payment provider dashboard — Log into Stripe, PayPal, or your payment provider to see if there are failed charges or error logs
- Verify you're using live API keys — Make sure your production site uses live/production keys, not test/sandbox keys
- Check the browser console for errors — Press F12 and look for red error messages when the payment fails
- Verify SSL is active — Make sure your URL shows the padlock icon (HTTPS). Payment forms won't work on HTTP
- Contact your payment provider's support — They can see exactly why payments are being declined on their end
Real developers can help you.
Omar Faruk
As a Product Engineer at Klasio, I contributed to end-to-end product development, focusing on scalability, performance, and user experience.
My work spanned building and refining core features, developing dynamic website templates, integrating secure and reliable payment gateways, and optimizing the overall system architecture.
I played a key role in creating a scalable and maintainable platform to support educators and learners globally.
I'm enthusiastic about embracing new challenges and making meaningful contributions.
ISHANTDEEP SINGH
Senior Software Engineer with 7+ years of experience in React, JavaScript, TypeScript, Next.js, and Node.js. I’ve also worked as a tech lead for startups, owning end-to-end technical execution including architecture, development, scaling, and delivery. I bring a strong mix of hands-on coding, product thinking, and technical leadership, and I’m comfortable building products from scratch as well as improving and scaling existing systems.
Antriksh Narang
5 years+ Experienced Dev (Specially in Web Development), can help in python, javascript, react, next.js and full stack web dev technologies.
Nam Tran
10 years as fullstack developer
MFox
Full-stack professional senior engineer (15+years). Extensive experience in software development, qa, and IP networking.
Daniel Vázquez
Software Engineer with over 10 years of experience on Startups, Government, big tech industry & consulting.
Prakash Prajapati
I’m a Senior Python Developer specializing in building secure, scalable, and highly available systems. I work primarily with Python, Django, FastAPI, Docker, PostgreSQL, and modern AI tooling such as PydanticAI, focusing on clean architecture, strong design principles, and reliable DevOps practices. I enjoy solving complex engineering problems and designing systems that are maintainable, resilient, and built to scale.
Richard McSorley
Full-Stack Software Engineer with 8+ years building high-performance applications for enterprise clients. Shipped production systems at Walmart (4,000+ stores), Cigna (20M+ users), and Arkansas Blue Cross. 5 patents in retail/supply chain tech. Currently focused on AI integrations, automation tools, and TypeScript-first architectures.
Matthew Butler
Systems Development Engineer @ Amazon Web Services
Jacek Rozanski
Senior PHP/Symfony developer and DevOps engineer with 20+ years of professional experience, running opcode.pl (web development agency, est. 2004).
Day job: I'm the sole backend developer at merketing company where I own and maintain 11 PHP/Symfony microservices on AWS (ECS Fargate, RDS, S3, CloudFront), handle the full CI/CD pipeline (Bitbucket Pipelines, Docker), and manage monitoring with Sentry and CloudWatch. These services handle high request volumes in production every month.
What I bring to AI-built apps:
- I audit and fix security issues (OWASP methodology), performance bottlenecks, and architectural problems in codebases generated by Cursor, Claude Code, Lovable, Bolt, and v0
- I refactor AI-generated prototypes into production-grade applications with proper error handling, testing, and clean architecture (SOLID, DDD, hexagonal architecture)
- I set up the infrastructure AI tools don't touch: AWS hosting, CI/CD pipelines, automated deployments, database optimization, monitoring, and alerting
- I integrate external services: payment providers, email systems, partner APIs, SSO/auth
Tech stack: PHP 8.x, Symfony, React, Next.js, PostgreSQL, MySQL, Docker, AWS (ECS, RDS, S3, SQS/SNS, CloudFront), Terraform, Supabase. I also use AI tools daily (Claude Code, Cursor) in my own workflow, so I understand both the strengths and the gaps in AI-generated code.
Based in Poland (CET timezone). Available for async work and calls during EU/US business hours.
Describe what's wrong in plain English. No technical knowledge needed.
Get HelpFrequently Asked Questions
How do I know if I'm using test keys vs live keys?
Stripe test keys start with 'sk_test_' and live keys start with 'sk_live_'. Check your website's settings or environment variables. If you see 'test' in the key, that's your problem — payments will appear to work but no real money is charged.
A customer says they were charged but I don't see the order. What happened?
The payment went through on Stripe's side but your website failed to record the order. Check your Stripe dashboard for the charge. This usually means there's an error in the code that runs after the payment succeeds.